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[Illustration: THE WOMAN]

THE ROMANCE AND TRAGEDY OF A WIDELY KNOWN BUSINESS MAN OF NEW YORK
BY HIMSELF (WILLIAM INGRAHAM RUSSELL)

TO MY WIFEWho, after more than forty years of married life,is still my sweetheart

TO MY READERS

A true story of a life I give you; not in its completion, for itis still unfinished. The romance of youth has lingered through allthe later years and the tragedy of these years could not destroyit. In the manuscript tears have fallen on some pages, smileson others, and still others have been scorched with the fire ofindignation.

Why is it written? To bear testimony to the love and devotion of anoble woman; to set straight before the world certain matters nowmisunderstood; to give evidence of the insincerity of friendshipthat comes to one in prosperity only to vanish in adversity; andalso, in the hope that an appreciative public will buy the book.

Not all the names used are fictitious, and where they are so, noeffort has been made to conceal identity.

No spirit of malice has animated the writer. Although his woundshave been deep he knows now no feeling save sorrow and regret thatthey should have been inflicted by his "friends"

WILLIAM INGRAHAM RUSSELL.

February 1, 1905.

AUTHOR'S NOTE TO SECOND EDITION

This narrative, first published in an author's autograph edition,limited to one thousand copies, was privately circulated, the entireedition having been sold by the author through correspondence.

A second edition is now offered to the public. The original narrative,except for the correction of a few minor errors, is unchanged, andadded to it are two chapters disclosing a remarkable sequel andalso setting forth a lesson for the younger generation of businessmen, showing clearly how different would have been the conditionshad my wisdom come before my experience.

This latter chapter was written at the suggestion of an eminentlysuccessful New York business man, president of one of the largestand oldest concerns in the United States.

WILLIAM INGRAHAM RUSSELL.
"CHESTNUT RIDGE"
Jessup, Maryland,

February 15th, 1907.

AUTHOR'S NOTE TO THIRD EDITION

Why is it published?

The second Edition—long out of print, still orders that could notbe filled were continually received. These have come from nearlyevery State in the Union and as the book has never been advertisedother than by press reviews and the favorable comment of readers,this demand means something.

Perhaps if you read the narrative you will discover the answer.

WILLIAM INGRAHAM RUSSELL

CALVERT BUILDING,
Baltimore, Maryland,

August 23rd, 1913.

CONTENTS

CHAPTER

       I The First Round of the Ladder
      II I Meet My Affinity
     III A Co-Partnership Dissolved
      IV And the Answer Was "Yes"
       V Wedding Bells
      VI A First Reverse of Fortune
     VII The Coming of the Stork
    VIII The New Partner
      IX Suburban Life
       X My Pa

...

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